Natural hazards · Sauget

Sauget, IL natural hazards

Most of the natural-hazard damage FEMA expects in Sauget comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 3 claims here since 1986. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sauget?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sauget to be higher than in 83% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding44%Earthquakes33%Heat waves7%Cold waves7%Tornadoes6%Everything else4%

By hazard

What Sauget faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

33% of expected damage

Well above average · higher than 88% of U.S. places

Heat waves

7% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 15 times a year in the area

Cold waves

7% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about once a year in the area

Tornadoes

6% of expected damage

Well above average · higher than 78% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sauget flood?

Every paid claim on a federal flood insurance policy in Sauget, from FEMA’s records.

3paid claims since 1986

$446Kpaid to owners

0homes flooded more than once

19862026

Biggest named events

Late July Flooding: 1 claim, $332K
Midwest Flooding: 1 claim, $11K

of all homes
are insured

No community discount. Sauget isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Clair County.

Disasters that hit Sauget

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sauget itself: aid to households, or repair grants to the Village of Sauget.

Brought FEMA money into SaugetDeclared for St. Clair County only

2024

Severe Storms, Tornadoes, Straight-Line Winds, and Floodng

1 household applied for aid $17K aid approved

2019

Severe Storms and Flooding

$114K to the Village of Sauget for repairs

St. Clair County has had 17 natural disasters declared since 1953, most often floods and severe storms.

Around Sauget

Sauget and the towns around it

Very lowLowModerateHighVery high

East St. Louismostly inland floodingVery high

Saugetmostly inland floodingVery high

Centrevillemostly inland floodingVery high

Cahokia Heightsmostly inland floodingVery high

St. Louismostly heat wavesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sauget covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Sauget’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Sauget. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sauget total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.