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Housing in Santa Fe

A typical Santa Fe home is worth roughly $206,000

Typical home value
$206K
IL $298K
Estimate
2-bedroom rent
$1,030
a month, utilities in · HUD
Median tax bill
$4,066
IL $5,298

What kind of housing town is Santa Fe?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 2.3 years of income

Less than across Illinois (3.6 years). Try your own numbers below.

You could afford about
$301,000
Typical Santa Fe home $206K

That covers a typical Santa Fe home, with $96K to spare.

The typical home, each month
$1,420
Loan $1,020Tax $340Insurance $60

A two-bedroom rents for about $1,030 a month here, $390 less than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Santa Fe’s typical property tax (1.98% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

93% of Santa Fe households own their home

Half of Santa Fe’s homes were built before 1988.

Owners and renters
Own 93%Rent 7%

Illinois: 67% own.

1988
typical home built · IL 1971
$4,066
median property tax bill · IL $5,298
1.98%
of a home’s value, a year in tax · IL 2.01%
1%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024.

Renting

A two-bedroom rents for about $1,030

Renters already here pay a median of $593, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$780
1 bedroom$870
2 bedrooms$1,030
3 bedrooms$1,350
4 bedrooms$1,500
7%
of households rent · IL 33%
28
renter households
7%
of renters spend 30%+ of income on rent · IL 48%
14%
of the median income, for a two-bedroom
$593
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (St. Louis, MO-IL HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Santa Fe vs. its neighbors

Santa Fe is the 2nd priciest of 4 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentMedian income
Santa Fe$206K*—$1,030$89,079
Lake$127K*+2.7%†$1,090$73,448
Wade$139K*+5.5%†$1,140$64,191
Germantown$255K+8.3%$1,030$96,806

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Santa Fe buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Santa Fe still affordable for young families?

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Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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