Natural hazards · Roxana

Roxana, IL natural hazards

Most of the natural-hazard damage FEMA expects in Roxana comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 16 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Roxana?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Roxana to be higher than in 71% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding49%Earthquakes17%Tornadoes13%Heat waves9%Cold waves8%Everything else5%

By hazard

What Roxana faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once a year in the area

Earthquakes

17% of expected damage

Well above average · higher than 83% of U.S. places

Tornadoes

13% of expected damage

Well above average · higher than 81% of U.S. places

Heat waves

9% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 15 times a year in the area

Cold waves

8% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Roxana flood?

Every paid claim on a federal flood insurance policy in Roxana, from FEMA’s records.

16paid claims since 1978

$36Kpaid to owners

0homes flooded more than once

19782026

of all homes
are insured

🏷️ 05% off flood insurance. Roxana is in FEMA’s Community Rating System (class 9) for its flood-proofing work.

Insurance rates: Madison County.

Disasters that hit Roxana

Federal disasters declared here

None of the disasters declared for Madison County shows FEMA aid or repair money reaching Roxana itself in FEMA’s records.

Brought FEMA money into RoxanaDeclared for Madison County only

Madison County has had 14 natural disasters declared since 1953, most often floods and severe storms.

Around Roxana

Roxana and the towns around it

Very lowLowModerateHighVery high

Wood Rivermostly inland floodingHigh

Hartfordmostly inland floodingHigh

Roxanamostly inland floodingHigh

Wood Rivermostly inland floodingHigh

South Roxanamostly inland floodingHigh

Fort Russellmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Roxana covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Roxana’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Village of Roxana. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Roxana total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.