Natural hazards · Ross

Ross, IL natural hazards

Most of the natural-hazard damage FEMA expects in Ross comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ross?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ross to be higher than in 52% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding37%Earthquakes18%Drought16%Tornadoes8%Cold waves7%Strong wind6%Everything else8%

By hazard

What Ross faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once a year in the area

Earthquakes

18% of expected damage

Well above average · higher than 80% of U.S. places

Drought

16% of expected damage

Recorded about 2 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 8 years in the area

Cold waves

7% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 3 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ross flood?

FEMA's records show no paid flood insurance claims in Ross.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ross isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Edgar County.

Disasters that hit Ross

Federal disasters declared here

None of the disasters declared for Edgar County shows FEMA aid or repair money reaching Ross itself in FEMA’s records.

Brought FEMA money into RossDeclared for Edgar County only

Edgar County has had 7 natural disasters declared since 1953, most often severe storms and winter storms.

Around Ross

Ross and the towns around it

Very lowLowModerateHighVery high

Young Americamostly inland floodingModerate

Rossmostly inland floodingModerate

Prairiemostly inland floodingModerate

Carrollmostly inland floodingModerate

Elwoodmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ross is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ross’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Ross. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.