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Housing in Ross

A typical Ross home is worth roughly $98,000

No new homes were permitted in 2025.

Typical home value
$98K
IL $298K
Estimate
2-bedroom rent
$1,060
a month, utilities in · HUD
Median tax bill
$2,030
IL $5,298

What kind of housing town is Ross?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 1.5 years of income

Less than across Illinois (3.6 years). Try your own numbers below.

You could afford about
$214,000
Typical Ross home $98K

That covers a typical Ross home, with $116K to spare.

The typical home, each month
$680
Loan $480Tax $170Insurance $30

A two-bedroom rents for about $1,060 a month here, $380 more than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Ross’s typical property tax (2.08% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

71% of Ross households own their home

Half of Ross’s homes were built before 1943.

Owners and renters
Own 71%Rent 29%

Illinois: 67% own.

1943
typical home built · IL 1971
$2,030
median property tax bill · IL $5,298
2.08%
of a home’s value, a year in tax · IL 2.01%

U.S. Census Bureau, American Community Survey 2020-2024.

Renting

A two-bedroom rents for about $1,060

Renters already here pay a median of $782, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$730
1 bedroom$810
2 bedrooms$1,060
3 bedrooms$1,290
4 bedrooms$1,430
29%
of households rent · IL 33%
140
renter households
51%
of renters spend 30%+ of income on rent · IL 48%
20%
of the median income, for a two-bedroom
$782
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Vermilion County, IL): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

No new homes permitted in 2025

No permits for new homes were issued in Ross in 2025. The last year with any was 2022 (1 new home).

Single-family
0123 2013201520202025
0
new homes permitted in 2025
0
2026 so far (Jan–Aug)
6
homes in the past 10 years
Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)000—
2025000—
2024000—
2023000—
2022110$100,000
2021110$100,000
2020110$100,000
2019110$100,000
2018110$100,000
2017110$100,000
2016000—
2015330$80,000
2014000—
2013000—

Ross's permit office didn't report to the Census in 2025, so the 2025 figures are Census estimates.

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

Next door

Ross vs. its neighbors

Ross is the 2nd least expensive of 3 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentNew homes 2025Median income
Ross$98K*—$1,0600$64,167
Grant$85K*−4.6%†$1,0200$60,611
South Ross$102K*—$1,020—$78,977
Jordan—+4.8%†$1,010——

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Ross buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Ross still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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