Natural hazards · Roodhouse

Roodhouse, IL natural hazards

Most of the natural-hazard damage FEMA expects in Roodhouse comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 11 claims here since 1979. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Roodhouse?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Roodhouse to be higher than in 51% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding30%Cold waves20%Heat waves14%Tornadoes13%Earthquakes10%Strong wind8%Everything else6%

By hazard

What Roodhouse faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once every 2 years in the area

Cold waves

20% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 3 times a year in the area

Heat waves

14% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 10 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 77% of U.S. places

Earthquakes

10% of expected damage

Well above average · higher than 77% of U.S. places

Strong wind

8% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Roodhouse flood?

Every paid claim on a federal flood insurance policy in Roodhouse, from FEMA’s records.

11paid claims since 1979

$59Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Midwest Flooding: 1 claim, $22K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Roodhouse isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Greene County.

Disasters that hit Roodhouse

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Roodhouse itself: aid to households, or repair grants to the City of Roodhouse.

Brought FEMA money into RoodhouseDeclared for Greene County only

2006

Tornadoes and Severe Storms

15 households applied for aid $30K aid approved

2003

Severe Storms, Tornadoes, and Flooding

4 households applied for aid $2K aid approved

Greene County has had 16 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Roodhouse covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Roodhouse’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Roodhouse. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Roodhouse total about $641K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.