Natural hazards · Roodhouse

Roodhouse, IL natural hazards

Most of the natural-hazard damage FEMA expects in Roodhouse comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 11 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Roodhouse?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Roodhouse to be higher than in 51% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding30%Cold waves20%Heat waves14%Tornadoes13%Earthquakes10%Strong wind8%Everything else6%

By hazard

What Roodhouse faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once every 2 years in the area

Cold waves

20% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 3 times a year in the area

Heat waves

14% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 10 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 77% of U.S. places

Earthquakes

10% of expected damage

Well above average · higher than 77% of U.S. places

Strong wind

8% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Roodhouse flood?

Every paid claim on a federal flood insurance policy in Roodhouse, from FEMA’s records.

11paid claims since 1979

$59Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Midwest Flooding: 1 claim, $22K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Roodhouse isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Greene County.

Disasters that hit Roodhouse

Federal disasters declared here

None of the disasters declared for Greene County shows FEMA aid or repair money reaching Roodhouse itself in FEMA’s records.

Brought FEMA money into RoodhouseDeclared for Greene County only

Greene County has had 16 natural disasters declared since 1953, most often severe storms and floods.

Around Roodhouse

Roodhouse and the towns around it

Very lowLowModerateHighVery high

Pattersonmostly inland floodingVery high

Athensvillemostly inland floodingHigh

Roodhousemostly inland floodingModerate

White Hallmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Roodhouse covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Roodhouse’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Roodhouse. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Roodhouse total about $641K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.