Natural hazards · Rome

Rome, IL natural hazards

Most of the natural-hazard damage FEMA expects in Rome comes from earthquakes, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rome?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rome to be higher than in 60% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes46%Inland flooding24%Tornadoes10%Strong wind7%Everything else13%

By hazard

What Rome faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

46% of expected damage

Well above average · higher than 87% of U.S. places

Inland flooding

24% of expected damage

Below average · higher than 30% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once every 12 years in the area

Strong wind

7% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rome flood?

FEMA's records show no paid flood insurance claims in Rome.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rome isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

What’s been done with FEMA grants

4flood-prone properties bought out and cleared

Disasters that hit Rome

Federal disasters declared here

None of the disasters declared for Jefferson County shows FEMA aid or repair money reaching Rome itself in FEMA’s records.

Brought FEMA money into RomeDeclared for Jefferson County only

Jefferson County has had 3 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Rome

Rome and the towns around it

Very lowLowModerateHighVery high

Raccoonmostly earthquakesHigh

Casnermostly earthquakesHigh

Shilohmostly earthquakesHigh

Romemostly earthquakesHigh

Grand Prairiemostly earthquakesHigh

Fieldmostly earthquakesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rome covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Rome’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Rome. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rome total about $4.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.