Natural hazards · Rockwood

Rockwood, IL natural hazards

Most of the natural-hazard damage FEMA expects in Rockwood comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 14 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rockwood?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rockwood to be higher than in 67% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes53%Inland flooding19%Tornadoes8%Strong wind7%Everything else14%

By hazard

What Rockwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

53% of expected damage

Well above average · higher than 87% of U.S. places

Inland flooding

19% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 8 years in the area

Strong wind

7% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rockwood flood?

Every paid claim on a federal flood insurance policy in Rockwood, from FEMA’s records.

14paid claims since 1979

$155Kpaid to owners

2homes flooded more than once

19792026

Biggest named events

Early winter storms: 2 claims, $66K
Mid-spring storms: 1 claim, $6K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rockwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Randolph County.

What’s been done with FEMA grants

10flood-prone properties bought out and cleared

Disasters that hit Rockwood

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Rockwood itself: aid to households, or repair grants to the Village of Rockwood.

Brought FEMA money into RockwoodDeclared for Randolph County only

2011

Severe Storms and Flooding

2 households applied for aid $5K aid approved

Randolph County has had 15 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rockwood is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rockwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Rockwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.