Natural hazards · Rockdale

Rockdale, IL natural hazards

Most of the natural-hazard damage FEMA expects in Rockdale comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 1995. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rockdale?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rockdale to be higher than in 12% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding51%Tornadoes22%Cold waves20%Everything else7%

By hazard

What Rockdale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 82% of U.S. places

Cold waves

20% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rockdale flood?

Every paid claim on a federal flood insurance policy in Rockdale, from FEMA’s records.

1paid claims since 1995

$11Kpaid to owners

0homes flooded more than once

19952026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rockdale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Will County.

Disasters that hit Rockdale

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rockdale itself: aid to households, or repair grants to the Village of Rockdale.

Brought FEMA money into RockdaleDeclared for Will County only

2024

Severe Storms, Tornadoes, Straight-Line Winds, and Floodng

4 households applied for aid $750 aid approved

2013

Severe Storms, Straight-Line Winds, and Flooding

5 households applied for aid $7K aid approved

2011

Severe Winter Storm and Snowstorm

$7K to the Village of Rockdale for repairs

2008

Severe Storms and Flooding

4 households applied for aid $3K aid approved

2004

Severe Storms and Tornadoes

4 households applied for aid

2000

Illinois Winter Snow Storms

$3K to the Village of Rockdale for repairs

1999

Il-Winter Storm 1/1/99

$5K to the Village of Rockdale for repairs

Will County has had 17 natural disasters declared since 1953, most often severe storms and floods.

Around Rockdale

Rockdale and the towns around it

Very lowLowModerateHighVery high

Jolietmostly inland floodingModerate

Rockdalemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rockdale covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Rockdale’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Rockdale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rockdale total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.