Natural hazards · Ridgewood

Ridgewood, IL natural hazards

Most of the natural-hazard damage FEMA expects in Ridgewood comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ridgewood?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ridgewood to be higher than in 47% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding47%Cold waves27%Tornadoes19%Everything else6%

By hazard

What Ridgewood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 3 times a year in the area

Cold waves

27% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

19% of expected damage

Well above average · higher than 82% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ridgewood flood?

FEMA's records show no paid flood insurance claims in Ridgewood.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ridgewood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Will County.

Disasters that hit Ridgewood

Federal disasters declared here

None of the disasters declared for Will County shows FEMA aid or repair money reaching Ridgewood itself in FEMA’s records.

Brought FEMA money into RidgewoodDeclared for Will County only

Will County has had 17 natural disasters declared since 1953, most often severe storms and floods.

Around Ridgewood

Ridgewood and the towns around it

Very lowLowModerateHighVery high

Jolietmostly inland floodingModerate

Ridgewoodmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ridgewood is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ridgewood’s own flood-insurance community; household aid to the registrant’s city; repair grants to Ridgewood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.