Natural hazards · Ridge Farm

Ridge Farm, IL natural hazards

Most of the natural-hazard damage FEMA expects in Ridge Farm comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ridge Farm?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ridge Farm to be higher than in 33% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding32%Cold waves24%Drought13%Tornadoes9%Earthquakes8%Everything else14%

By hazard

What Ridge Farm faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

32% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 2 times a year in the area

Cold waves

24% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Drought

13% of expected damage

Recorded about 2 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 15 years in the area

Earthquakes

8% of expected damage

Well above average · higher than 75% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ridge Farm flood?

FEMA's records show no paid flood insurance claims in Ridge Farm.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ridge Farm isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Vermilion County.

Disasters that hit Ridge Farm

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ridge Farm itself: aid to households, or repair grants to the Village of Ridge Farm.

Brought FEMA money into Ridge FarmDeclared for Vermilion County only

2023

Severe Storms and Flooding

$19K to the Village of Ridge Farm for repairs

2013

Severe Storms, Straight-Line Winds, and Tornadoes

3 households applied for aid

1999

Il-Winter Storm 1/1/99

$1K to the Village of Ridge Farm for repairs

Vermilion County has had 10 natural disasters declared since 1953, most often tornadoes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ridge Farm is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ridge Farm’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Ridge Farm. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.