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Natural hazards · Rector

Rector, IL natural hazards

Most of the natural-hazard damage FEMA expects in Rector comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Rector?

76
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rector to be higher than in 76% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding33%Earthquakes29%Tornadoes8%Strong wind8%Cold waves8%Drought6%Everything else8%
By hazard

What Rector faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage
Above average · higher than 67% of U.S. places
Recorded about 2 times a year in the area

Earthquakes

29% of expected damage
Well above average · higher than 87% of U.S. places

Tornadoes

8% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about once every 12 years in the area

Strong wind

8% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 4 times a year in the area

Cold waves

8% of expected damage
Below average · higher than 39% of U.S. places
Recorded about once a year in the area

Drought

6% of expected damage
Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Rector flood?

FEMA's records show no paid flood insurance claims in Rector.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Rector isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Saline County.
Disasters that hit Rector

Federal disasters declared here

None of the disasters declared for Saline County shows FEMA aid or repair money reaching Rector itself in FEMA’s records.

Brought FEMA money into RectorDeclared for Saline County only
Saline County has had 7 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Rector

Rector and the towns around it

East Eldorado: High, mostly earthquakesMayberry: High, mostly earthquakesOmaha: Very high, mostly inland floodingLong Branch: High, mostly inland floodingCottage: Very high, mostly inland floodingRaleigh: High, mostly inland floodingNorth Fork: Very high, mostly inland floodingEquality: High, mostly inland floodingIndian Creek: High, mostly earthquakesCrook: High, mostly earthquakesTwigg: High, mostly earthquakesSouth Twigg: High, mostly earthquakesEnfield: High, mostly inland floodingAsbury: Very high, mostly inland floodingTate: High, mostly earthquakesRector: High, mostly inland flooding RectorEast EldoradoMayberryOmahaLong Branch
Very lowLowModerateHighVery high
Omahamostly inland floodingVery high
East Eldoradomostly earthquakesHigh
Rectormostly inland floodingHigh
Long Branchmostly inland floodingHigh
Mayberrymostly earthquakesHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rector is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Rector’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Rector. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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