Natural hazards · Raymond

Raymond, IL natural hazards

Most of the natural-hazard damage FEMA expects in Raymond comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 25 claims here since 1983.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Raymond?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Raymond to be higher than in 70% of U.S. communities, mostly from inland flooding and drought.

Inland flooding48%Drought18%Cold waves15%Tornadoes9%Everything else11%

By hazard

What Raymond faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 2 times a year in the area

Drought

18% of expected damage

Recorded about 2 times a year in the area

Cold waves

15% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 7 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Raymond flood?

Every paid claim on a federal flood insurance policy in Raymond, from FEMA’s records.

25paid claims since 1983

$277Kpaid to owners

0homes flooded more than once

19832026

Biggest named events

Early winter storms: 3 claims, $39K
Mid-spring storms: 2 claims, $6K
Central U.S. April Flooding: 1 claim, $6K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Raymond isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Champaign County.

Disasters that hit Raymond

Federal disasters declared here

None of the disasters declared for Champaign County shows FEMA aid or repair money reaching Raymond itself in FEMA’s records.

Brought FEMA money into RaymondDeclared for Champaign County only

Champaign County has had 10 natural disasters declared since 1953, most often tornadoes and severe storms.

Around Raymond

Raymond and the towns around it

Very lowLowModerateHighVery high

Raymondmostly inland floodingHigh

Crittendenmostly inland floodingHigh

Sidneymostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Raymond covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Raymond’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Raymond. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Raymond total about $3.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.