Natural hazards · Rawlins

Rawlins, IL natural hazards

Most of the natural-hazard damage FEMA expects in Rawlins comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rawlins?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rawlins to be higher than in 59% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding57%Cold waves17%Tornadoes13%Everything else13%

By hazard

What Rawlins faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 2 times a year in the area

Cold waves

17% of expected damage

Below average · higher than 30% of U.S. places

Recorded about 7 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 26 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rawlins flood?

FEMA's records show no paid flood insurance claims in Rawlins.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rawlins isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jo Daviess County.

Disasters that hit Rawlins

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Rawlins itself: aid to households, or repair grants to the Township of Rawlins.

Brought FEMA money into RawlinsDeclared for Jo Daviess County only

2010

Severe Storms and Flooding

$5K to the Township of Rawlins for repairs

Jo Daviess County has had 14 natural disasters declared since 1953, most often floods and winter storms.

Around Rawlins

Rawlins and the towns around it

Very lowLowModerateHighVery high

Rawlinsmostly inland floodingModerate

East Galenamostly inland floodingModerate

West Galenamostly inland floodingModerate

Galenamostly inland floodingModerate

Council Hillmostly inland floodingLow

Menomineemostly inland floodingLow

Vinegar Hillmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rawlins is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rawlins’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Rawlins. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.