A typical Ramsey home is worth roughly $66,000
What kind of housing town is Ramsey?
Read from the numbers below. The page puts what stands out first.
A typical home costs 1.2 years of income
Less than across Illinois (3.6 years). Try your own numbers below.
That covers a typical Ramsey home, with $121K to spare.
A two-bedroom rents for about $990 a month here, $550 more than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Ramsey’s typical property tax (1.67% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $990
Renters already here pay a median of $741, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Fayette County, IL): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
83% of Ramsey households own their home
Half of Ramsey’s homes were built before 1964.
Illinois: 67% own.
U.S. Census Bureau, American Community Survey 2020-2024.
On the market in Ramsey
Listed in the past 60 days. Each opens on the listing site.
Neighbors talk housing
What Ramsey buyers, sellers and renters are saying.
Your answer becomes a post in Town Square.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.