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Natural hazards · Raleigh

Raleigh, IL natural hazards

Most of the natural-hazard damage FEMA expects in Raleigh comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Raleigh?

76
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Raleigh to be higher than in 76% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding33%Earthquakes29%Tornadoes8%Strong wind8%Cold waves8%Drought6%Everything else8%
By hazard

What Raleigh faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage
Above average · higher than 67% of U.S. places
Recorded about 2 times a year in the area

Earthquakes

29% of expected damage
Well above average · higher than 87% of U.S. places

Tornadoes

8% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about once every 12 years in the area

Strong wind

8% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 4 times a year in the area

Cold waves

8% of expected damage
Below average · higher than 39% of U.S. places
Recorded about once a year in the area

Drought

6% of expected damage
Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Raleigh flood?

FEMA's records show no paid flood insurance claims in Raleigh.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Raleigh isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Saline County.
Disasters that hit Raleigh

Federal disasters declared here

None of the disasters declared for Saline County shows FEMA aid or repair money reaching Raleigh itself in FEMA’s records.

Brought FEMA money into RaleighDeclared for Saline County only
Saline County has had 7 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Raleigh

Raleigh and the towns around it

East Eldorado: High, mostly earthquakesHarrisburg: High, mostly earthquakesGalatia: High, mostly earthquakesLong Branch: High, mostly inland floodingBrushy: High, mostly earthquakesRector: High, mostly inland floodingCottage: Very high, mostly inland floodingNorth Fork: Very high, mostly inland floodingEquality: High, mostly inland floodingIndependence: Very high, mostly inland floodingCarrier Mills: Very high, mostly earthquakesTate: High, mostly earthquakesSouth Twigg: High, mostly earthquakesRaleigh: High, mostly inland flooding RaleighEast EldoradoHarrisburgGalatiaLong BranchBrushy
Very lowLowModerateHighVery high
East Eldoradomostly earthquakesHigh
Harrisburgmostly earthquakesHigh
Raleighmostly inland floodingHigh
Galatiamostly earthquakesHigh
Long Branchmostly inland floodingHigh
Brushymostly earthquakesHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Raleigh is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Raleigh’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Raleigh. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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