A typical Polk home is worth roughly $224,000
Home prices around Polk have risen about 32% over the past 5 years.
What kind of housing town is Polk?
Read from the numbers below. The page puts what stands out first.
What it takes to buy in Polk
Try your own numbers below.
That covers a typical Polk home, with $56K to spare.
A two-bedroom rents for about $960 a month here, $590 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Illinois typical property tax (2.01% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
92% of Polk households own their home
Half of Polk’s homes were built before 1986.
Illinois: 67% own.
U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.
Home prices up 32% in 5 years
The federal house price index for the ZIP codes around Polk rose 32% over the past 5 years, slower than across Illinois (47%). Last year prices rose 5.9%.
Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Polk, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.
A two-bedroom rents for about $960
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Macoupin County, IL HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
Polk vs. its neighbors
The towns that share a border with Polk. Tap one to see its housing page.
Compare more
| Town | Typical value | 1-yr change | 2-bed rent | Median income |
|---|---|---|---|---|
| Polk | $224K* | +5.9%† | $960 | $83,864 |
| Chesterfield | $140K* | — | $970 | $78,065 |
| Brushy Mound | — | +4.7%† | $930 | — |
| Bird | — | +5.9%† | $920 | $142,786 |
Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.
Neighbors talk housing
What Polk buyers, sellers and renters are saying.
Your answer becomes a post in Town Square.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.