Natural hazards · Plum Hill

Plum Hill, IL natural hazards

Most of the natural-hazard damage FEMA expects in Plum Hill comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Plum Hill?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Plum Hill to be higher than in 79% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding30%Earthquakes29%Heat waves16%Cold waves7%Strong wind6%Tornadoes5%Everything else8%

By hazard

What Plum Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 2 years in the area

Earthquakes

29% of expected damage

Well above average · higher than 87% of U.S. places

Heat waves

16% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 11 times a year in the area

Cold waves

7% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about once a year in the area

Strong wind

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

5% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 7 years in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Plum Hill flood?

Every paid claim on a federal flood insurance policy in Plum Hill, from FEMA’s records.

1paid claims since 1979

$12Kpaid to owners

0homes flooded more than once

19792026

of all homes
are insured

No community discount. Plum Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.

Disasters that hit Plum Hill

Federal disasters declared here

None of the disasters declared for Washington County shows FEMA aid or repair money reaching Plum Hill itself in FEMA’s records.

Brought FEMA money into Plum HillDeclared for Washington County only

Washington County has had 7 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Plum Hill

Plum Hill and the towns around it

Very lowLowModerateHighVery high

Plum Hillmostly inland floodingHigh

Okawvillemostly inland floodingHigh

Johannisburgmostly inland floodingHigh

Nashvillemostly earthquakesHigh

Oakdalemostly earthquakesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Plum Hill covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Plum Hill’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Plum Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Plum Hill total about $5.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.