Natural hazards · Pleasant Plains

Pleasant Plains, IL natural hazards

Most of the natural-hazard damage FEMA expects in Pleasant Plains comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 6 claims here since 1982. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pleasant Plains?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pleasant Plains to be higher than in 38% of U.S. communities, mostly from inland flooding and drought.

Inland flooding30%Drought21%Earthquakes16%Tornadoes13%Cold waves9%Everything else12%

By hazard

What Pleasant Plains faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage

Below average · higher than 32% of U.S. places

Recorded about 2 times a year in the area

Drought

21% of expected damage

Recorded about 4 times a year in the area

Earthquakes

16% of expected damage

Well above average · higher than 80% of U.S. places

Tornadoes

13% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 5 years in the area

Cold waves

9% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pleasant Plains flood?

Every paid claim on a federal flood insurance policy in Pleasant Plains, from FEMA’s records.

6paid claims since 1982

$71Kpaid to owners

1homes flooded more than once

19822026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pleasant Plains isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sangamon County.

Disasters that hit Pleasant Plains

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pleasant Plains itself: aid to households, or repair grants to the Village of Pleasant Plains.

Brought FEMA money into Pleasant PlainsDeclared for Sangamon County only

2011

Severe Winter Storm and Snowstorm

$2K to the Village of Pleasant Plains for repairs

2006

Tornadoes and Severe Storms

3 households applied for aid $700 aid approved

1999

Il-Winter Storm 1/1/99

$1K to the Village of Pleasant Plains for repairs

Sangamon County has had 10 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pleasant Plains is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Pleasant Plains’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Pleasant Plains. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.