Natural hazards · Pilot

Pilot, IL natural hazards

Most of the natural-hazard damage FEMA expects in Pilot comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pilot?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pilot to be higher than in 59% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding50%Cold waves17%Drought9%Tornadoes8%Earthquakes6%Everything else11%

By hazard

What Pilot faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 2 times a year in the area

Cold waves

17% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Drought

9% of expected damage

Recorded about once a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 5 years in the area

Earthquakes

6% of expected damage

Above average · higher than 71% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pilot flood?

FEMA's records show no paid flood insurance claims in Pilot.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pilot isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Vermilion County.

Disasters that hit Pilot

Federal disasters declared here

None of the disasters declared for Vermilion County shows FEMA aid or repair money reaching Pilot itself in FEMA’s records.

Brought FEMA money into PilotDeclared for Vermilion County only

Vermilion County has had 10 natural disasters declared since 1953, most often tornadoes and severe storms.

Around Pilot

Pilot and the towns around it

Very lowLowModerateHighVery high

Ogdenmostly inland floodingHigh

Pilotmostly inland floodingModerate

Middleforkmostly inland floodingModerate

Blountmostly inland floodingModerate

Oakwoodmostly inland floodingModerate

Compromisemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pilot is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Pilot’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Pilot. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.