Natural hazards · Park

Park, IL natural hazards

Most of the natural-hazard damage FEMA expects in Park comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2017. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Park?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Park to be higher than in 3% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding41%Tornadoes26%Cold waves21%Everything else12%

By hazard

What Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Well below average · higher than 6% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

26% of expected damage

Above average · higher than 72% of U.S. places

Cold waves

21% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Park flood?

Every paid claim on a federal flood insurance policy in Park, from FEMA’s records.

1paid claims since 2017

$10Kpaid to owners

0homes flooded more than once

20172026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lake County.

Disasters that hit Park

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Park itself: aid to households, or repair grants to the City of Park.

Brought FEMA money into ParkDeclared for Lake County only

2013

Severe Storms, Straight-Line Winds, and Flooding

24 households applied for aid $40K aid approved

2011

Severe Winter Storm and Snowstorm

$8K to the City of Park for repairs

Lake County has had 15 natural disasters declared since 1953, most often winter storms and floods.

Around Park

Park and the towns around it

Very lowLowModerateHighVery high

Gurneemostly inland floodingLow

Warrenmostly inland floodingVery low

Waukeganmostly inland floodingVery low

Park Citymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Park is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.