Natural hazards · Paris

Paris, IL natural hazards

Most of the natural-hazard damage FEMA expects in Paris comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2008. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Paris?

29
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Paris to be higher than in 29% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding29%Earthquakes23%Tornadoes13%Cold waves12%Strong wind10%Heat waves7%Everything else7%
By hazard

What Paris faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

29% of expected damage
Well below average · higher than 16% of U.S. places
Recorded about once a year in the area

Earthquakes

23% of expected damage
Well above average · higher than 81% of U.S. places

Tornadoes

13% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about once every 76 years in the area

Cold waves

12% of expected damage
Above average · higher than 54% of U.S. places
Recorded about 3 times a year in the area

Strong wind

10% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 4 times a year in the area

Heat waves

7% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 7 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Paris flood?

Every paid claim on a federal flood insurance policy in Paris, from FEMA’s records.

1paid claims since 2008
$5Kpaid to owners
0homes flooded more than once
20082026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Paris isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Edgar County.
Disasters that hit Paris

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Paris itself: aid to households, or repair grants to the City of Paris.

Brought FEMA money into ParisDeclared for Edgar County only
2023

Severe Storms and Flooding

$177K to the City of Paris for repairs
2011

Severe Winter Storm and Snowstorm

$10K to the City of Paris for repairs
2008

Severe Storms and Flooding

135 households applied for aid $304K aid approved $88K to the City of Paris for repairs
Edgar County has had 7 natural disasters declared since 1953, most often severe storms and winter storms.
Around Paris

Paris and the towns around it

Paris: Low, mostly inland floodingSymmes: Low, mostly inland floodingBuck: Moderate, mostly inland floodingStratton: Low, mostly inland floodingEdgar: Moderate, mostly inland floodingHunter: Moderate, mostly inland floodingElbridge: Low, mostly inland floodingParis: Low, mostly inland flooding ParisParis
Very lowLowModerateHighVery high
Parismostly inland floodingLow
Parismostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Paris covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Paris’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Paris. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Paris total about $4.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01