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Natural hazards · Palos Park

Palos Park, IL natural hazards

Most of the natural-hazard damage FEMA expects in Palos Park comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 10 claims here since 1979. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Palos Park?

54
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Palos Park to be higher than in 54% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding57%Cold waves21%Tornadoes13%Heat waves6%Everything else3%
By hazard

What Palos Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage
Well above average · higher than 75% of U.S. places
Recorded about 6 times a year in the area

Cold waves

21% of expected damage
Well below average · higher than 23% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

13% of expected damage
Well above average · higher than 81% of U.S. places

Heat waves

6% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Palos Park flood?

Every paid claim on a federal flood insurance policy in Palos Park, from FEMA’s records.

10paid claims since 1979
$190Kpaid to owners
2homes flooded more than once
19792026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Palos Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cook County.
Disasters that hit Palos Park

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Palos Park itself: aid to households, or repair grants to the Village of Palos Park.

Brought FEMA money into Palos ParkDeclared for Cook County only
2024

Severe Storms, Tornadoes, Straight-Line Winds, and Floodng

3 households applied for aid $1K aid approved
2023

Severe Storms and Flooding

17 households applied for aid $51K aid approved
2013

Severe Storms, Straight-Line Winds, and Flooding

4 households applied for aid $4K aid approved
2011

Severe Winter Storm and Snowstorm

$14K to the Village of Palos Park for repairs
2010

Severe Storms and Flooding

8 households applied for aid $27K aid approved
2008

Severe Storms and Flooding

2 households applied for aid $4K aid approved
2000

Illinois Winter Snow Storms

$6K to the Village of Palos Park for repairs
1999

Il-Winter Storm 1/1/99

$8K to the Village of Palos Park for repairs
Cook County has had 21 natural disasters declared since 1953, most often floods and severe storms.
Around Palos Park

Palos Park and the towns around it

Lemont: Low, mostly inland floodingPalos Heights: Very high, mostly inland floodingOrland Park: Low, mostly inland floodingPalos Hills: Very high, mostly inland floodingPalos: High, mostly inland floodingLemont: Low, mostly inland floodingWillow Springs: High, mostly inland floodingWoodridge: Low, mostly inland floodingRomeoville: Very low, mostly inland floodingDowners Grove: Low, mostly inland floodingWorth: High, mostly inland floodingOrland Hills: Low, mostly cold wavesTinley Park: Moderate, mostly inland floodingOak Forest: Moderate, mostly inland floodingOrland: Moderate, mostly inland floodingHomer Glen: Moderate, mostly inland floodingHomer: Low, mostly inland floodingFrankfort: Moderate, mostly inland floodingHickory Hills: Moderate, mostly inland floodingBridgeview: Moderate, mostly inland floodingLyons: High, mostly inland floodingWorth: Very high, mostly inland floodingChicago Ridge: Very high, mostly inland floodingPalos Park: Moderate, mostly inland flooding Palos ParkLemontPalos HeightsOrland ParkPalos HillsPalosLemont
Very lowLowModerateHighVery high
Palos Hillsmostly inland floodingVery high
Palos Heightsmostly inland floodingVery high
Palosmostly inland floodingHigh
Palos Parkmostly inland floodingModerate
Orland Parkmostly inland floodingLow
Lemontmostly inland floodingLow
Lemontmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Palos Park covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Palos Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Palos Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Palos Park total about $9.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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