Natural hazards · Oregon-Nashua

Oregon-Nashua, IL natural hazards

Most of the natural-hazard damage FEMA expects in Oregon-Nashua comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 4 claims here since 2017. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Oregon-Nashua?

60
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oregon-Nashua to be higher than in 60% of U.S. communities, mostly from inland flooding.

Inland flooding61%Cold waves15%Tornadoes13%Everything else12%
By hazard

What Oregon-Nashua faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about once a year in the area

Cold waves

15% of expected damage
Well below average · higher than 20% of U.S. places
Recorded about 6 times a year in the area

Tornadoes

13% of expected damage
Well above average · higher than 82% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Oregon-Nashua flood?

Every paid claim on a federal flood insurance policy in Oregon-Nashua, from FEMA’s records.

4paid claims since 2017
$371Kpaid to owners
0homes flooded more than once
20172026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Oregon-Nashua isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Ogle County.
Disasters that hit Oregon-Nashua

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Oregon-Nashua itself: aid to households, or repair grants to the Township of Oregon-Nashua.

Brought FEMA money into Oregon-NashuaDeclared for Ogle County only
2008

Record Snow and Near Record Snow

$7K to the Township of Oregon-Nashua for repairs
Ogle County has had 12 natural disasters declared since 1953, most often winter storms and floods.
Around Oregon-Nashua

Oregon-Nashua and the towns around it

Pine Rock: Moderate, mostly inland floodingGrand Detour: Low, mostly inland floodingPine Creek: Low, mostly inland floodingTaylor: Moderate, mostly inland floodingRockvale: High, mostly inland floodingMarion: High, mostly inland floodingLafayette: Moderate, mostly inland floodingDixon: Moderate, mostly inland floodingGrand Detour: Low, mostly inland floodingMount Morris: Very low, mostly inland floodingNachusa: High, mostly inland floodingFranklin Grove: High, mostly inland floodingAshton: Moderate, mostly inland floodingLeaf River: High, mostly inland floodingByron: High, mostly inland floodingOregon-Nashua: High, mostly inland flooding Oregon-NashuaPine RockGrand DetourPine CreekTaylorRockvale
Very lowLowModerateHighVery high
Rockvalemostly inland floodingHigh
Oregon-Nashuamostly inland floodingHigh
Pine Rockmostly inland floodingModerate
Taylormostly inland floodingModerate
Pine Creekmostly inland floodingLow
Grand Detourmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oregon-Nashua covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Oregon-Nashua’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Oregon-Nashua. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Oregon-Nashua total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Oregon-Nashua

Illinois · IL · Ogle County
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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01