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Housing in Orchard

A typical Orchard home is worth roughly $238,000

Typical home value
$238K
IL $298K
Estimate
2-bedroom rent
$930
a month, utilities in · HUD

What kind of housing town is Orchard?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 4.1 years of income

More than across Illinois (3.6 years). Try your own numbers below.

You could afford about
$192,000
Typical Orchard home $238K

That’s $46K short of a typical Orchard home.

The typical home, each month
$1,650
Loan $1,180Tax $400Insurance $70

A two-bedroom rents for about $930 a month here, $720 less than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Illinois typical property tax (2.01% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

66% of Orchard households own their home

Half of Orchard’s homes were built before 2007.

Owners and renters
Own 66%Rent 34%

Illinois: 67% own.

2007
typical home built · IL 1971

U.S. Census Bureau, American Community Survey 2020-2024.

Renting

A two-bedroom rents for about $930

Renters already here pay a median of $487, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$630
1 bedroom$700
2 bedrooms$930
3 bedrooms$1,140
4 bedrooms$1,450
34%
of households rent · IL 33%
68
renter households
75%
of renters spend 30%+ of income on rent · IL 48%
19%
of the median income, for a two-bedroom
$487
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Clay County, IL): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Orchard vs. its neighbors

The towns that share a border with Orchard. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentMedian income
Orchard$238K*—$930$57,411
Indian Prairie$159K*—$930$54,663

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Orchard buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Orchard still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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