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Housing in Oneco

A typical Oneco home is worth roughly $156,000

Typical home value
$156K
IL $298K
Estimate
2-bedroom rent
$930
a month, utilities in · HUD
Median tax bill
$2,971
IL $5,298

What kind of housing town is Oneco?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 2.2 years of income

Less than across Illinois (3.6 years). Try your own numbers below.

You could afford about
$239,000
Typical Oneco home $156K

That covers a typical Oneco home, with $83K to spare.

The typical home, each month
$1,060
Loan $770Tax $250Insurance $50

A two-bedroom rents for about $930 a month here, $130 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Oneco’s typical property tax (1.91% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

88% of Oneco households own their home

Half of Oneco’s homes were built before 1963.

Owners and renters
Own 88%Rent 12%

Illinois: 67% own.

1963
typical home built · IL 1971
$2,971
median property tax bill · IL $5,298
1.91%
of a home’s value, a year in tax · IL 2.01%
4%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024.

Renting

A two-bedroom rents for about $930

Renters already here pay a median of $773, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$700
1 bedroom$710
2 bedrooms$930
3 bedrooms$1,140
4 bedrooms$1,360
12%
of households rent · IL 33%
65
renter households
26%
of renters spend 30%+ of income on rent · IL 48%
16%
of the median income, for a two-bedroom
$773
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Stephenson County, IL): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Oneco vs. its neighbors

Oneco is the 2nd least expensive of 6 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentMedian income
Oneco$156K*—$930$69,630
Clarno$311K*+2.4%†$1,090$84,375
Jefferson$231K*—$1,080$70,368
Buckeye$155K*+11.5%†$920$76,094
Rock Grove$259K*—$1,170$99,500
Cadiz$218K*—$980$81,719

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Oneco buyers, sellers and renters are saying.

Town Square →
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Is Oneco still affordable for young families?

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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