A typical Onarga home is worth roughly $99,000
Builders were permitted 1 new home in 2025.
What kind of housing town is Onarga?
Read from the numbers below. The page puts what stands out first.
A typical home costs 1.3 years of income
Less than across Illinois (3.6 years). Try your own numbers below.
That covers a typical Onarga home, with $175K to spare.
A two-bedroom rents for about $920 a month here, $260 more than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Onarga’s typical property tax (1.68% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
89% of Onarga households own their home
Half of Onarga’s homes were built before 1953.
Illinois: 67% own.
U.S. Census Bureau, American Community Survey 2020-2024.
A two-bedroom rents for about $920
Renters already here pay a median of $941.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Ford County, IL HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
1 new home permitted in 2025
Builders were permitted 1 new home in Onarga in 2025. That's 0.7 per 1,000 residents, slower than across Illinois (1.6). Over the past 10 years, Onarga has permitted 10 homes in all.
Between the 2010 and 2020 censuses, Onarga's population fell by 35 even though 13 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year.
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 1 | 1 | 0 | $225,000 |
| 2025 | 1 | 1 | 0 | $225,000 |
| 2024 | 1 | 1 | 0 | $200,000 |
| 2023 | 1 | 1 | 0 | $250,000 |
| 2022 | 2 | 2 | 0 | $150,000 |
| 2021 | 0 | 0 | 0 | — |
| 2020 | 0 | 0 | 0 | — |
| 2019 | 0 | 0 | 0 | — |
| 2018 | 1 | 1 | 0 | $450,000 |
| 2017 | 3 | 3 | 0 | $594,000 |
| 2016 | 1 | 1 | 0 | $250,000 |
| 2015 | 0 | 0 | 0 | — |
| 2014 | 1 | 1 | 0 | $205,000 |
| 2013 | 4 | 4 | 0 | $838,000 |
| 2012 | 3 | 3 | 0 | $750,000 |
| 2011 | 0 | 0 | 0 | — |
| 2010 | 0 | 0 | 0 | — |
| 2009 | 0 | 0 | 0 | — |
| 2008 | 1 | 1 | 0 | $112,000 |
| 2007 | 0 | 0 | 0 | — |
| 2006 | 1 | 1 | 0 | $92,000 |
| 2005 | 3 | 3 | 0 | $420,000 |
| 2004 | 2 | 2 | 0 | $150,000 |
| 2003 | 2 | 2 | 0 | $200,000 |
| 2002 | 1 | 1 | 0 | $189,000 |
| 2001 | 6 | 2 | 4 | $330,000 |
| 2000 | 0 | 0 | 0 | — |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
Neighbors talk housing
What Onarga buyers, sellers and renters are saying.
Your answer becomes a post in Town Square.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.