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Housing in Ogden

A typical Ogden home is worth roughly $157,000

Home prices around Ogden have risen about 43% over the past 5 years. No new homes were permitted in 2025.

Typical home value
$157K
▲ 20.3% in a year · IL $298K
Estimate
2-bedroom rent
$1,320
a month, utilities in · HUD
Median tax bill
$2,937
IL $5,298

What kind of housing town is Ogden?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Price trend

Home prices up 43% in 5 years

The federal house price index for the ZIP code around Ogden rose 43% over the past 5 years, slower than across Illinois (47%). Last year prices rose 20%.

Ogden areaIllinois
0%+50%+100%+150%200020052010201520202025
+20%
past year
+43%
past 5 years
+62%
past 10 years

Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Ogden, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.

Affordability

A typical home costs 2 years of income

Less than across Illinois (3.6 years). Try your own numbers below.

You could afford about
$268,000
Typical Ogden home $157K

That covers a typical Ogden home, with $110K to spare.

The typical home, each month
$1,070
Loan $780Tax $240Insurance $50

A two-bedroom rents for about $1,320 a month here, $250 more than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Ogden’s typical property tax (1.87% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

93% of Ogden households own their home

Half of Ogden’s homes were built before 1973.

Owners and renters
Own 93%Rent 7%

Illinois: 67% own.

1973
typical home built · IL 1971
$2,937
median property tax bill · IL $5,298
1.87%
of a home’s value, a year in tax · IL 2.01%

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Renting

A two-bedroom rents for about $1,320

Renters already here pay a median of $1,214.

Fair Market Rent a month, utilities included

Studio$1,100
1 bedroom$1,110
2 bedrooms$1,320
3 bedrooms$1,690
4 bedrooms$1,750
7%
of households rent · IL 33%
20
renter households
$1,214
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Champaign-Urbana, IL HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

No new homes permitted in 2025

No permits for new homes were issued in Ogden in 2025. The last year with any was 2020 (2 new homes).

Single-family2+ homes per building
01234 200020052010201520202025
0
new homes permitted in 2025
0
2026 so far (Jan–Aug)
7
homes in the past 10 years
Homes vs. people, 2010–2020
Residents−81
New homes+7

Between the 2010 and 2020 censuses, Ogden's population fell by 81 even though 7 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)000—
2025000—
2024000—
2023000—
2022000—
2021000—
2020220$200,000
2019000—
2018220$429,000
2017220$362,000
2016110$150,000
2015110$201,000
2014110$195,000
2013000—
2012000—
2011000—
2010000—
2009000—
2008000—
2007000—
2006000—
2005110$138,000
2004110$130,000
2003440$622,000
2002000—
2001330$438,000
2000303$234,000

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

Neighbors talk housing

What Ogden buyers, sellers and renters are saying.

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Is Ogden still affordable for young families?

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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