Natural hazards · Norwood

Norwood, IL natural hazards

Most of the natural-hazard damage FEMA expects in Norwood comes from cold waves, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Norwood?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Norwood to be higher than in 26% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves35%Inland flooding30%Tornadoes15%Heat waves6%Everything else14%

By hazard

What Norwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

35% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 5 times a year in the area

Inland flooding

30% of expected damage

Below average · higher than 30% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 83 years in the area

Heat waves

6% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Norwood flood?

FEMA's records show no paid flood insurance claims in Norwood.

of all homes
are insured

No community discount. Norwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Peoria County.

Disasters that hit Norwood

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Norwood itself: aid to households, or repair grants to the Village of Norwood.

Brought FEMA money into NorwoodDeclared for Peoria County only

2011

Severe Winter Storm and Snowstorm

$2K to the Village of Norwood for repairs

2000

Illinois Winter Snow Storms

$1K to the Village of Norwood for repairs

1999

Il-Winter Storm 1/1/99

$1K to the Village of Norwood for repairs

Peoria County has had 13 natural disasters declared since 1953, most often floods and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Norwood is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Norwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Norwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.