Natural hazards · North Riverside

North Riverside, IL natural hazards

Most of the natural-hazard damage FEMA expects in North Riverside comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 13 claims here since 1979. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is North Riverside?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Riverside to be higher than in 70% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding50%Cold waves27%Tornadoes12%Heat waves7%Everything else4%

By hazard

What North Riverside faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 6 times a year in the area

Cold waves

27% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 75% of U.S. places

Heat waves

7% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does North Riverside flood?

Every paid claim on a federal flood insurance policy in North Riverside, from FEMA’s records.

13paid claims since 1979

$133Kpaid to owners

2homes flooded more than once

19792026

Biggest named events

Hurricane Ike: 2 claims, $39K
Mid-spring storms: 2 claims, $33K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. North Riverside isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cook County.

Disasters that hit North Riverside

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in North Riverside itself: aid to households, or repair grants to the Village of North Riverside.

Brought FEMA money into North RiversideDeclared for Cook County only

2024

Severe Storms, Tornadoes, Straight-Line Winds, and Floodng

8 households applied for aid $28K aid approved

2023

Severe Storms and Flooding

65 households applied for aid $287K aid approved

2013

Severe Storms, Straight-Line Winds, and Flooding

54 households applied for aid $99K aid approved

2011

Severe Winter Storm and Snowstorm

$95K to the Village of North Riverside for repairs

2010

Severe Storms and Flooding

257 households applied for aid $727K aid approved

2008

Severe Storms and Flooding

11 households applied for aid $14K aid approved $15K to the Village of North Riverside for repairs

2000

Illinois Winter Snow Storms

$19K to the Village of North Riverside for repairs

1999

Il-Winter Storm 1/1/99

$18K to the Village of North Riverside for repairs

Cook County has had 21 natural disasters declared since 1953, most often floods and severe storms.

Around North Riverside

North Riverside and the towns around it

Very lowLowModerateHighVery high

Berwynmostly inland floodingHigh

Riversidemostly inland floodingHigh

Provisomostly inland floodingHigh

North Riversidemostly inland floodingHigh

Forest Parkmostly inland floodingHigh

Brookfieldmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Riverside covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to North Riverside’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of North Riverside. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across North Riverside total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.