Natural hazards · North Pekin

North Pekin, IL natural hazards

Most of the natural-hazard damage FEMA expects in North Pekin comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 22 claims here since 1979. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is North Pekin?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Pekin to be higher than in 47% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding44%Cold waves28%Tornadoes14%Heat waves5%Everything else10%

By hazard

What North Pekin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once a year in the area

Cold waves

28% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 93% of U.S. places

Heat waves

5% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does North Pekin flood?

Every paid claim on a federal flood insurance policy in North Pekin, from FEMA’s records.

22paid claims since 1979

$515Kpaid to owners

3homes flooded more than once

19792026

Biggest named events

Mid-spring storms: 1 claim, $112K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. North Pekin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tazewell County.

Disasters that hit North Pekin

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in North Pekin itself: aid to households, or repair grants to the Village of North Pekin.

Brought FEMA money into North PekinDeclared for Tazewell County only

2013

Severe Storms, Straight-Line Winds, and Flooding

2 households applied for aid $1K aid approved

2011

Severe Winter Storm and Snowstorm

$4K to the Village of North Pekin for repairs

2006

Snow

$4K to the Village of North Pekin for repairs

1999

Il-Winter Storm 1/1/99

$3K to the Village of North Pekin for repairs

Tazewell County has had 13 natural disasters declared since 1953, most often floods and winter storms.

Around North Pekin

North Pekin and the towns around it

Very lowLowModerateHighVery high

Pekinmostly inland floodingModerate

North Pekinmostly inland floodingModerate

Marquette Heightsmostly inland floodingModerate

Creve Coeurmostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Pekin is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to North Pekin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of North Pekin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.