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Natural hazards · Norridge

Norridge, IL natural hazards

Most of the natural-hazard damage FEMA expects in Norridge comes from cold waves, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 1980. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Norridge?

32
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Norridge to be higher than in 32% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves35%Inland flooding35%Tornadoes16%Heat waves10%Everything else5%
By hazard

What Norridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

35% of expected damage
Well below average · higher than 23% of U.S. places
Recorded about 4 times a year in the area

Inland flooding

35% of expected damage
Above average · higher than 53% of U.S. places
Recorded about 6 times a year in the area

Tornadoes

16% of expected damage
Well above average · higher than 76% of U.S. places

Heat waves

10% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherEarthquakesStrong windLightning

Not a risk here

Coastal floodingWildfireLandslidesDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Norridge flood?

Every paid claim on a federal flood insurance policy in Norridge, from FEMA’s records.

4paid claims since 1980
$20Kpaid to owners
0homes flooded more than once
19802026

Biggest named events

  • Mid-spring storms: 1 claim, $12K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Norridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cook County.
Disasters that hit Norridge

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Norridge itself: aid to households, or repair grants to the Village of Norridge.

Brought FEMA money into NorridgeDeclared for Cook County only
2024

Severe Storms, Tornadoes, Straight-Line Winds, and Floodng

12 households applied for aid $26K aid approved
2023

Severe Storms and Flooding

27 households applied for aid $84K aid approved
2013

Severe Storms, Straight-Line Winds, and Flooding

121 households applied for aid $165K aid approved
2011

Severe Winter Storm and Snowstorm

$94K to the Village of Norridge for repairs
2010

Severe Storms and Flooding

38 households applied for aid $65K aid approved
2008

Severe Storms and Flooding

53 households applied for aid $116K aid approved $15K to the Village of Norridge for repairs
2000

Illinois Winter Snow Storms

$10K to the Village of Norridge for repairs
1999

Il-Winter Storm 1/1/99

$16K to the Village of Norridge for repairs
Cook County has had 21 natural disasters declared since 1953, most often floods and severe storms.
Around Norridge

Norridge and the towns around it

Norwood Park: Low, mostly inland floodingHarwood Heights: Low, mostly cold wavesLeyden: Moderate, mostly inland floodingPark Ridge: Moderate, mostly inland floodingChicago: Moderate, mostly inland floodingRosemont: Low, mostly inland floodingSchiller Park: Moderate, mostly inland floodingFranklin Park: Moderate, mostly inland floodingMaine: Moderate, mostly inland floodingProviso: High, mostly inland floodingElmwood Park: Moderate, mostly inland floodingDes Plaines: Moderate, mostly inland floodingAddison: Low, mostly inland floodingNorridge: Low, mostly cold waves NorridgeNorwood ParkHarwood HeightsLeyden
Very lowLowModerateHighVery high
Leydenmostly inland floodingModerate
Norwood Parkmostly inland floodingLow
Norridgemostly cold wavesLow
Harwood Heightsmostly cold wavesLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Norridge covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Norridge’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Norridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Norridge total about $5.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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