Natural hazards · New Haven

New Haven, IL natural hazards

Most of the natural-hazard damage FEMA expects in New Haven comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 11 claims here since 1997. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is New Haven?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Haven to be higher than in 87% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding41%Earthquakes27%Heat waves8%Strong wind7%Tornadoes6%Drought6%Everything else6%

By hazard

What New Haven faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 6 times a year in the area

Earthquakes

27% of expected damage

Well above average · higher than 88% of U.S. places

Heat waves

8% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 10 times a year in the area

Strong wind

7% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

6% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 8 years in the area

Drought

6% of expected damage

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does New Haven flood?

Every paid claim on a federal flood insurance policy in New Haven, from FEMA’s records.

11paid claims since 1997

$220Kpaid to owners

0homes flooded more than once

19972026

Biggest named events

Mid-spring storms: 10 claims, $208K

of homes in flood zones
are insured

of all homes
are insured

No community discount. New Haven isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Gallatin County.

Disasters that hit New Haven

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in New Haven itself: aid to households, or repair grants to the Village of New Haven.

Brought FEMA money into New HavenDeclared for Gallatin County only

2011

Severe Storms and Flooding

66 households applied for aid $602K aid approved

Gallatin County has had 9 natural disasters declared since 1953, most often severe storms and hurricanes.

Around New Haven

New Haven and the towns around it

Very lowLowModerateHighVery high

New Havenmostly inland floodingVery high

Emmamostly earthquakesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Haven is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to New Haven’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of New Haven. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.