Natural hazards · Neponset

Neponset, IL natural hazards

Most of the natural-hazard damage FEMA expects in Neponset comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Neponset?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Neponset to be higher than in 19% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding40%Tornadoes18%Drought17%Cold waves7%Strong wind6%Earthquakes5%Everything else7%

By hazard

What Neponset faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about once a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 7 years in the area

Drought

17% of expected damage

Recorded about 9 times a year in the area

Cold waves

7% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 5 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 6 times a year in the area

Earthquakes

5% of expected damage

Above average · higher than 60% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Neponset flood?

Every paid claim on a federal flood insurance policy in Neponset, from FEMA’s records.

2paid claims since 1979

$5Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Neponset isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bureau County.

Disasters that hit Neponset

Federal disasters declared here

None of the disasters declared for Bureau County shows FEMA aid or repair money reaching Neponset itself in FEMA’s records.

Brought FEMA money into NeponsetDeclared for Bureau County only

Bureau County has had 15 natural disasters declared since 1953, most often floods and winter storms.

Around Neponset

Neponset and the towns around it

Very lowLowModerateHighVery high

Elmiramostly inland floodingModerate

Kewaneemostly inland floodingLow

Neponsetmostly inland floodingVery low

Maconmostly inland floodingVery low

Mineralmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Neponset covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Neponset’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Neponset. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Neponset total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.