Natural hazards · Neoga

Neoga, IL natural hazards

Most of the natural-hazard damage FEMA expects in Neoga comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Neoga?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Neoga to be higher than in 66% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding45%Earthquakes16%Drought14%Cold waves8%Tornadoes6%Strong wind5%Everything else7%

By hazard

What Neoga faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once a year in the area

Earthquakes

16% of expected damage

Well above average · higher than 81% of U.S. places

Drought

14% of expected damage

Recorded about 2 times a year in the area

Cold waves

8% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 10 years in the area

Strong wind

5% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Neoga flood?

FEMA's records show no paid flood insurance claims in Neoga.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Neoga isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cumberland County.

Disasters that hit Neoga

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Neoga itself: aid to households, or repair grants to the City of Neoga.

Brought FEMA money into NeogaDeclared for Cumberland County only

2023

Severe Storms and Flooding

$27K to the City of Neoga for repairs

2008

Severe Storms and Flooding

2 households applied for aid $4K aid approved

Cumberland County has had 7 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Neoga is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Neoga’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Neoga. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Neoga, IL natural hazards

How exposed is Neoga?

What Neoga faces

Inland flooding

Earthquakes

Drought

Cold waves

Tornadoes

Strong wind

Lower here

Not a risk here

Does Neoga flood?

2 federal disasters brought FEMA money here

Severe Storms and Flooding

Severe Storms and Flooding

How to read this page

Where to, neighbor?

Matches

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