Natural hazards · Nameoki

Nameoki, IL natural hazards

Most of the natural-hazard damage FEMA expects in Nameoki comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 59 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Nameoki?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Nameoki to be higher than in 86% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding51%Earthquakes18%Tornadoes12%Heat waves8%Cold waves7%Everything else4%

By hazard

What Nameoki faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once a year in the area

Earthquakes

18% of expected damage

Well above average · higher than 84% of U.S. places

Tornadoes

12% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 75 years in the area

Heat waves

8% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 15 times a year in the area

Cold waves

7% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Nameoki flood?

Every paid claim on a federal flood insurance policy in Nameoki, from FEMA’s records.

59paid claims since 1979

$288Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Early winter storms: 10 claims, $61K
Hurricane Ike: 3 claims, $30K
Midwest Flooding: 2 claims, $826

of all homes
are insured

No community discount. Nameoki isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Madison County.

Disasters that hit Nameoki

Federal disasters declared here

None of the disasters declared for Madison County shows FEMA aid or repair money reaching Nameoki itself in FEMA’s records.

Brought FEMA money into NameokiDeclared for Madison County only

Madison County has had 14 natural disasters declared since 1953, most often floods and severe storms.

Around Nameoki

Nameoki and the towns around it

Very lowLowModerateHighVery high

Nameokimostly inland floodingVery high

Granite Citymostly inland floodingVery high

Pontoon Beachmostly inland floodingVery high

Canteenmostly inland floodingVery high

Madisonmostly inland floodingVery high

Venicemostly inland floodingHigh

Chouteaumostly inland floodingHigh

Collinsvillemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Nameoki covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Nameoki’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Nameoki. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Nameoki total about $6.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.