Natural hazards · Murrayville

Murrayville, IL natural hazards

Most of the natural-hazard damage FEMA expects in Murrayville comes from cold waves, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Murrayville?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Murrayville to be higher than in 58% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves33%Inland flooding25%Drought15%Strong wind9%Heat waves6%Earthquakes5%Everything else8%

By hazard

What Murrayville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

33% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Inland flooding

25% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once a year in the area

Drought

15% of expected damage

Recorded about 3 times a year in the area

Strong wind

9% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 6 times a year in the area

Heat waves

6% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 8 times a year in the area

Earthquakes

5% of expected damage

Well above average · higher than 77% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Murrayville flood?

FEMA's records show no paid flood insurance claims in Murrayville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Murrayville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Morgan County.

Disasters that hit Murrayville

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Murrayville itself: aid to households, or repair grants to the Village of Murrayville.

Brought FEMA money into MurrayvilleDeclared for Morgan County only

2006

Tornadoes and Severe Storms

70 households applied for aid $40K aid approved $40K to the Village of Murrayville for repairs

1999

Il-Winter Storm 1/1/99

$2K to the Village of Murrayville for repairs

Morgan County has had 15 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Murrayville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Murrayville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Murrayville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.