Natural hazards · Mount Olive

Mount Olive, IL natural hazards

Most of the natural-hazard damage FEMA expects in Mount Olive comes from earthquakes, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mount Olive?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mount Olive to be higher than in 54% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes32%Inland flooding26%Cold waves14%Heat waves9%Tornadoes8%Everything else12%

By hazard

What Mount Olive faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

32% of expected damage

Well above average · higher than 85% of U.S. places

Inland flooding

26% of expected damage

Below average · higher than 33% of U.S. places

Recorded about once a year in the area

Cold waves

14% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 2 times a year in the area

Heat waves

9% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 46 years in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mount Olive flood?

FEMA's records show no paid flood insurance claims in Mount Olive.

of all homes
are insured

No community discount. Mount Olive isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Macoupin County.

Disasters that hit Mount Olive

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mount Olive itself: aid to households, or repair grants to the City of Mount Olive.

Brought FEMA money into Mount OliveDeclared for Macoupin County only

2008

Severe Storms and Flooding

$196K to the City of Mount Olive for repairs

2006

Severe Winter Storm

$26K to the City of Mount Olive for repairs

Macoupin County has had 7 natural disasters declared since 1953, most often severe storms and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mount Olive is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mount Olive’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Mount Olive. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.