Natural hazards · Mounds

Mounds, IL natural hazards

Most of the natural-hazard damage FEMA expects in Mounds comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 4 claims here since 2023. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mounds?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mounds to be higher than in 90% of U.S. communities, mostly from earthquakes and cold waves.

Earthquakes35%Cold waves28%Inland flooding14%Strong wind9%Tornadoes5%Everything else9%

By hazard

What Mounds faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

35% of expected damage

Well above average · higher than 95% of U.S. places

Cold waves

28% of expected damage

Below average · higher than 36% of U.S. places

Recorded about once a year in the area

Inland flooding

14% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 5 times a year in the area

Strong wind

9% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

5% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 12 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mounds flood?

Every paid claim on a federal flood insurance policy in Mounds, from FEMA’s records.

4paid claims since 2023

$82Kpaid to owners

1homes flooded more than once

20232026

Biggest named events

Central U.S. April Flooding: 1 claim, $8K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Mounds isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pulaski County.

Disasters that hit Mounds

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mounds itself: aid to households, or repair grants to the City of Mounds.

Brought FEMA money into MoundsDeclared for Pulaski County only

2011

Severe Storms and Flooding

172 households applied for aid $254K aid approved

2003

Severe Storms, Tornadoes, and Flooding

37 households applied for aid $72K aid approved

Pulaski County has had 12 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mounds is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mounds’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Mounds. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.