Natural hazards · Morton

Morton, IL natural hazards

Most of the natural-hazard damage FEMA expects in Morton comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 11 claims here since 1979. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Morton?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Morton to be higher than in 53% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding52%Cold waves18%Tornadoes15%Everything else14%

By hazard

What Morton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once a year in the area

Cold waves

18% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 95% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Morton flood?

Every paid claim on a federal flood insurance policy in Morton, from FEMA’s records.

11paid claims since 1979

$51Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Morton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tazewell County.

Disasters that hit Morton

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Morton itself: aid to households, or repair grants to the Township of Morton.

Brought FEMA money into MortonDeclared for Tazewell County only

2013

Severe Storms, Straight-Line Winds, and Tornadoes

16 households applied for aid $35K aid approved

2013

Severe Storms, Straight-Line Winds, and Flooding

3 households applied for aid $12K aid approved

2003

Severe Storms, Tornadoes, and Flooding

58 households applied for aid $79K aid approved

Tazewell County has had 13 natural disasters declared since 1953, most often floods and winter storms.

Around Morton

Morton and the towns around it

Very lowLowModerateHighVery high

Mortonmostly inland floodingModerate

Deer Creekmostly inland floodingModerate

Mortonmostly inland floodingModerate

Grovelandmostly inland floodingLow

Washingtonmostly inland floodingLow

Tremontmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Morton covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Morton’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Morton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Morton total about $8.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.