Natural hazards · Milks Grove

Milks Grove, IL natural hazards

Most of the natural-hazard damage FEMA expects in Milks Grove comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Milks Grove?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Milks Grove to be higher than in 73% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding49%Cold waves37%Tornadoes5%Everything else8%

By hazard

What Milks Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once a year in the area

Cold waves

37% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

5% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 8 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Milks Grove flood?

FEMA's records show no paid flood insurance claims in Milks Grove.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Milks Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Iroquois County.

Disasters that hit Milks Grove

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Milks Grove itself: aid to households, or repair grants to the Township of Milks Grove.

Brought FEMA money into Milks GroveDeclared for Iroquois County only

1999

Il-Winter Storm 1/1/99

$2K to the Township of Milks Grove for repairs

Iroquois County has had 7 natural disasters declared since 1953, most often severe storms and winter storms.

Around Milks Grove

Milks Grove and the towns around it

Very lowLowModerateHighVery high

Ashkummostly inland floodingHigh

Pilotmostly inland floodingHigh

Milks Grovemostly inland floodingHigh

Chebansemostly inland floodingHigh

Rogersmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Milks Grove is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Milks Grove’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Milks Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.