Natural hazards · Middleport

Middleport, IL natural hazards

Most of the natural-hazard damage FEMA expects in Middleport comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 448 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Middleport?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Middleport to be higher than in 94% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding74%Cold waves19%Everything else7%

By hazard

What Middleport faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Cold waves

19% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Middleport flood?

Every paid claim on a federal flood insurance policy in Middleport, from FEMA’s records.

448paid claims since 1979

$11.0Mpaid to owners

0homes flooded more than once

19792026

Biggest named events

Early winter storms: 27 claims, $247K
Hurricane Ike: 1 claim, $32K
Midwest Flooding: 1 claim, $191K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Middleport isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Iroquois County.

Disasters that hit Middleport

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Middleport itself: aid to households, or repair grants to the Township of Middleport.

Brought FEMA money into MiddleportDeclared for Iroquois County only

1999

Il-Winter Storm 1/1/99

$7K to the Township of Middleport for repairs

Iroquois County has had 7 natural disasters declared since 1953, most often severe storms and winter storms.

Around Middleport

Middleport and the towns around it

Very lowLowModerateHighVery high

Middleportmostly inland floodingVery high

Belmontmostly inland floodingVery high

Iroquoismostly inland floodingHigh

Concordmostly inland floodingHigh

Martintonmostly inland floodingHigh

Crescentmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Middleport covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Middleport’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Middleport. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Middleport total about $6.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.