Natural hazards · McKee

McKee, IL natural hazards

Most of the natural-hazard damage FEMA expects in McKee comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is McKee?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in McKee to be higher than in 50% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding24%Cold waves19%Drought16%Heat waves13%Strong wind11%Tornadoes6%Everything else10%

By hazard

What McKee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

24% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once a year in the area

Cold waves

19% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 4 times a year in the area

Drought

16% of expected damage

Recorded about 4 times a year in the area

Heat waves

13% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 8 times a year in the area

Strong wind

11% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 8 years in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does McKee flood?

FEMA's records show no paid flood insurance claims in McKee.

of homes in flood zones
are insured

of all homes
are insured

No community discount. McKee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Adams County.

Disasters that hit McKee

Federal disasters declared here

None of the disasters declared for Adams County shows FEMA aid or repair money reaching McKee itself in FEMA’s records.

Brought FEMA money into McKeeDeclared for Adams County only

Adams County has had 19 natural disasters declared since 1953, most often floods and severe storms.

Around McKee

McKee and the towns around it

Very lowLowModerateHighVery high

Buckhornmostly inland floodingModerate

Fairmountmostly inland floodingModerate

McKeemostly inland floodingModerate

Beverlymostly inland floodingModerate

Libertymostly inland floodingModerate

Concordmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. McKee covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to McKee’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of McKee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across McKee total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.