Mascoutah Township’s biggest natural hazard is inland flooding
Most of the natural-hazard damage FEMA expects in Mascoutah Township comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2024. 2 federal disasters brought FEMA money into town.
What stands out about Mascoutah Township’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
Does Mascoutah Township flood? Rarely: 2 flood claims since 2024
Every paid claim on a federal flood insurance policy in Mascoutah Township, from FEMA’s records.
Mascoutah Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: St. Clair County.How exposed is Mascoutah Township?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 74% of U.S. communities, mostly from inland flooding and earthquakes.
Rated higher than 2,364 of the 2,886 Illinois towns we cover.
Mascoutah Township covers 2 census tracts, combined by population.
What Mascoutah Township faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Inland flooding
Earthquakes
Heat waves
Cold waves
Tornadoes
2 federal disasters brought FEMA money to Mascoutah Township
Disasters that paid out in Mascoutah Township itself (aid to households or repair grants to the Township of Mascoutah Township) and its biggest flood years.
- 2024Severe Storms, Tornadoes, Straight-Line Winds, and Floodng58 households applied for aid$182K aid approved
- 2022Severe Storm and Flooding12 households applied for aid$19K aid approved
St. Clair County has had 17 natural disasters declared since 1953, most often floods and severe storms.
Old photos of Mascoutah Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Mascoutah Township archive →Get ready for what Mascoutah Township actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Know the nearest cooling center or air-conditioned library.
- Drink water before you feel thirsty.
- Check on neighbors who live alone.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Mascoutah Township and its neighbors
Mascoutah Township ranks 3rd calmest of 7 towns around it. Tap a town to see its hazards.
| Town | Rating | Mostly | Flood claims |
|---|---|---|---|
| Engelmann Township | High | inland flooding | 0 |
| Mascoutah | High | inland flooding | 5 |
| Scott AFB | High | inland flooding | 1 |
| Looking Glass Township | High | inland flooding | 7 |
| Mascoutah Township | High | inland flooding | 2 |
| Shiloh Valley Township | High | inland flooding | 1 |
| Lebanon Township | High | earthquakes | 3 |
Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.
Most disasters here begin in April–June
The month each of St. Clair County’s 17 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Mascoutah Township’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Mascoutah Township.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Mascoutah Township, expected losses total about $5.4M a year, counting buildings, people and crops.
Storm stories
Memories, warnings and help from neighbors in Mascoutah Township.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.