Natural hazards · Martinsburg

Martinsburg, IL natural hazards

Most of the natural-hazard damage FEMA expects in Martinsburg comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Martinsburg?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Martinsburg to be higher than in 96% of U.S. communities, mostly from inland flooding.

Inland flooding54%Cold waves11%Drought10%Heat waves9%Strong wind6%Everything else10%

By hazard

What Martinsburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Cold waves

11% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 3 times a year in the area

Drought

10% of expected damage

Recorded about 4 times a year in the area

Heat waves

9% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 9 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Martinsburg flood?

FEMA's records show no paid flood insurance claims in Martinsburg.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Martinsburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pike County.

Disasters that hit Martinsburg

Federal disasters declared here

None of the disasters declared for Pike County shows FEMA aid or repair money reaching Martinsburg itself in FEMA’s records.

Brought FEMA money into MartinsburgDeclared for Pike County only

Pike County has had 23 natural disasters declared since 1953, most often floods and severe storms.

Around Martinsburg

Martinsburg and the towns around it

Very lowLowModerateHighVery high

Martinsburgmostly inland floodingVery high

Atlasmostly inland floodingVery high

Pleasant Hillmostly inland floodingVery high

Hardinmostly inland floodingVery high

Pittsfieldmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Martinsburg is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Martinsburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Martinsburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.