Natural hazards · Martin

Martin, IL natural hazards

Most of the natural-hazard damage FEMA expects in Martin comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Martin?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Martin to be higher than in 58% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding46%Earthquakes21%Drought9%Tornadoes8%Everything else15%

By hazard

What Martin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

21% of expected damage

Well above average · higher than 83% of U.S. places

Drought

9% of expected damage

Recorded about 4 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 9 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Martin flood?

FEMA's records show no paid flood insurance claims in Martin.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Martin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Crawford County.

Disasters that hit Martin

Federal disasters declared here

None of the disasters declared for Crawford County shows FEMA aid or repair money reaching Martin itself in FEMA’s records.

Brought FEMA money into MartinDeclared for Crawford County only

Crawford County has had 7 natural disasters declared since 1953, most often floods and severe storms.

Around Martin

Martin and the towns around it

Very lowLowModerateHighVery high

Ste. Mariemostly inland floodingHigh

Oblongmostly inland floodingHigh

Martinmostly inland floodingModerate

Southwestmostly inland floodingModerate

Honey Creekmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Martin is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Martin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Martin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.