Natural hazards · Marion

Marion, IL natural hazards

Most of the natural-hazard damage FEMA expects in Marion comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 33 claims here since 1988.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Marion?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Marion to be higher than in 72% of U.S. communities, mostly from inland flooding.

Inland flooding68%Tornadoes11%Cold waves10%Everything else11%

By hazard

What Marion faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 37 years in the area

Cold waves

10% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Marion flood?

Every paid claim on a federal flood insurance policy in Marion, from FEMA’s records.

33paid claims since 1988

$682Kpaid to owners

0homes flooded more than once

19882026

Biggest named events

Mid-spring storms: 4 claims, $101K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Marion isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ogle County.

Disasters that hit Marion

Federal disasters declared here

None of the disasters declared for Ogle County shows FEMA aid or repair money reaching Marion itself in FEMA’s records.

Brought FEMA money into MarionDeclared for Ogle County only

Ogle County has had 12 natural disasters declared since 1953, most often winter storms and floods.

Around Marion

Marion and the towns around it

Very lowLowModerateHighVery high

Marionmostly inland floodingHigh

Byronmostly inland floodingHigh

Rockvalemostly inland floodingHigh

Pine Rockmostly inland floodingModerate

Rockfordmostly inland floodingModerate

Scottmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Marion covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Marion’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Marion. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Marion total about $6.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.