Manhattan, IL natural hazards
Most of the natural-hazard damage FEMA expects in Manhattan comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 1982. 8 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Manhattan?
FEMA expects yearly storm and flood damage to homes and buildings in Manhattan to be higher than in 45% of U.S. communities, mostly from inland flooding and cold waves.
What Manhattan faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Cold waves
Tornadoes
Lower here
Not a risk here
Does Manhattan flood?
Every paid claim on a federal flood insurance policy in Manhattan, from FEMA’s records.
Biggest named events
- Hurricane Ike: 1 claim, $22K
are insured
are insured
8 federal disasters brought FEMA money here
Disasters the President declared that paid out in Manhattan itself: aid to households, or repair grants to the Village of Manhattan.
Severe Storms, Tornadoes, Straight-Line Winds, and Floodng
Severe Storms, Straight-Line Winds, and Tornadoes
Severe Storms, Straight-Line Winds, and Flooding
Severe Winter Storm and Snowstorm
Severe Storms and Flooding
Severe Storms and Flooding
Illinois Winter Snow Storms
Il-Winter Storm 1/1/99
How to read this page
FEMA’s expected losses across Manhattan total about $3.3M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.