Natural hazards · Malone

Malone, IL natural hazards

Most of the natural-hazard damage FEMA expects in Malone comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Malone?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Malone to be higher than in 45% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding41%Cold waves18%Tornadoes13%Drought13%Everything else15%

By hazard

What Malone faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once a year in the area

Cold waves

18% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 7 years in the area

Drought

13% of expected damage

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Malone flood?

FEMA's records show no paid flood insurance claims in Malone.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Malone isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tazewell County.

Disasters that hit Malone

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Malone itself: aid to households, or repair grants to the Township of Malone.

Brought FEMA money into MaloneDeclared for Tazewell County only

2011

Severe Winter Storm and Snowstorm

$2K to the Township of Malone for repairs

2006

Snow

$6K to the Township of Malone for repairs

Tazewell County has had 13 natural disasters declared since 1953, most often floods and winter storms.

Around Malone

Malone and the towns around it

Very lowLowModerateHighVery high

Manitomostly inland floodingModerate

Prairie Creekmostly inland floodingModerate

Allens Grovemostly inland floodingModerate

Malonemostly inland floodingModerate

Sand Prairiemostly inland floodingModerate

Delavanmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Malone is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Malone’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Malone. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.